A One-Time AP Fraud Risk Assessment

Before you pay it,
we confirm it.

The only way to know your payment instructions aren't fraudulent is to independently source a contact and verify them by phone using a real person.

We assume your invoice is compromised. We assume your contact on file is compromised. We assume your sender is compromised. We trust ourselves to independently find the source and confirm the payment instructions on file are accurate.

Founded by a treasury professional with 20 years in the field.
Verification Record #PVA-0417
VENDORChapman & Cutler LLP
CONTACT SOURCEFirm's official site
CROSS-CHECK2 independent sources
METHODLive phone call
RESULTInstructions match
CONFIRMED
What a single payment can cost
$55.5B
Total reported losses to business email compromise between October 2013 and December 2023 — the scam that reroutes a legitimate-looking payment straight to a fraudster.
$2.9B
Lost to business email compromise in 2023 alone — and climbing, up 9% over the year before.
305,033
Reported BEC incidents worldwide over the same period. Each one began with payment instructions nobody independently confirmed.
Source: FBI Internet Crime Complaint Center (IC3), “Business Email Compromise: The $55 Billion Scam” (Sept. 2024) & the FBI 2023 Internet Crime Report.
The Engagement

One engagement, start to finish

01

You send us the file

Once an NDA and engagement terms are signed, you hand over your AP vendor list with the payment instructions currently on file. One time — not an ongoing subscription.

02

We source the contact

We find each vendor's accounts-receivable contact independently — their own website, a business registry, a public filing — never relying on the number printed on the invoice itself unless it can be sourced independently.

03

You get a written assessment

A real person calls every vendor and confirms the instructions match. You receive one complete written risk assessment covering your entire file.

Why It's Different

A database can't call the vendor back

A database can't catch a fraudster operating a real account under a shell name. And putting a full-time employee on endless callback duty burns salary on slow, mundane work. There's a third option.

Automated account-matching tools

  • Checks a name against a database of known accounts
  • Fast, but can't catch a fraudster with a real account under a shell name
  • No human judgment when something looks off

Hiring for it in-house

  • A full-time salary spent on slow, repetitive callback work
  • Pulls a capable employee off higher-value responsibilities
  • You still own the process, the training, and the risk

Payment Verification Associates

  • A real person speaks to a real accounts-receivable contact
  • Contact is sourced independently, never from the invoice
  • Done once, at a fraction of a full-time salary — with a written record for every call
Pricing

One engagement, priced to your file

Pilot
Free/first 5 vendors

See the process on your own vendor list before committing to anything.

  • No cost, no commitment
  • Full verification record for each vendor
  • Case study permission appreciated, not required
Request pilot
AP Fraud Risk Assessment

A one-time engagement, not a subscription. We independently verify the payment instructions for every vendor in your AP file and hand you a single written risk assessment. Pricing is scoped to the size of your vendor file and the exposure at stake — quoted after a short call, so you're paying for risk removed, not a line item per name.

Independent sourcing

Every vendor contact found on our own — never off the invoice.

Live phone verification

A real person confirms every set of payment instructions by phone.

Written assessment

One complete, documented risk report covering your entire file.

  • One-time fee, scoped to your vendor file
  • A single prevented incident averages six figures in losses (FBI IC3)
  • Dedicated turnaround plan for large files
Book a scoping call →
Start Here

Find out what a full assessment would cost you.
We'll verify your top 5 vendors free first.

No cost, no commitment. See exactly what the assessment looks like before you decide whether it's worth commissioning for your whole AP file.

We'll reply within one business day.